Terms of Service

Acceptance of Terms

By accessing or using EZMortgageCalculators.com, you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use this website.

Educational Purposes Only

All calculators, tools, guides, and content on this website are provided for general informational and educational purposes only. They are designed to help you understand mortgage concepts and estimate potential costs. They are not intended to be and should not be relied upon as financial advice, a lending offer, a loan commitment, or a guarantee of any kind.

Not Financial or Legal Advice

Nothing on this website constitutes financial, legal, tax, or investment advice. Mortgage products, rates, fees, and qualification criteria vary significantly by lender, location, credit profile, and individual circumstances. You should consult a licensed mortgage professional, financial advisor, or attorney before making decisions related to your specific situation.

Not a Lender or Broker

EZMortgageCalculators is not a mortgage lender, mortgage broker, bank, or financial institution. We do not originate loans, make credit decisions, or facilitate any financial transactions. This website does not constitute an offer or solicitation to lend.

Accuracy of Calculations

While we strive for accuracy, all calculations are estimates based on the inputs you provide and standard mathematical formulas. Actual mortgage payments, closing costs, tax assessments, insurance premiums, PMI rates, and other figures may differ. Interest rates change frequently and vary by lender. Property tax rates vary by jurisdiction. We do not guarantee that any calculation reflects what a specific lender would offer you.

For details on how each calculator works, please review our Methodology page.

AI Assistant

The AI Mortgage Assistant provides general information generated by an AI model. Responses may be inaccurate, outdated, or incomplete. AI-generated content is not professional advice and should not be relied upon for financial decisions. Always verify information with a qualified professional.

Limitation of Liability

To the fullest extent permitted by law, EZMortgageCalculators and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or reliance on, any information, calculator, or tool provided on this website. You use this website at your own risk.

Third-Party Links and Advertising

This website may contain links to third-party websites and may display third-party advertisements. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. Your interactions with third-party sites are solely between you and that third party.

Changes to These Terms

We may update these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms? Email us at support@savagesurvivor.com